- Work at Tufts
- Employee Services
- eServe
- Administrative Resources
- Benefits
- Summary Plan Description
- Medical Plans
- Dental Plan
- Vision Plan
- Life Insurance Plans
- Long Term Disability Plan
- Retirement Savings Plans
- Retiree Medical Plan
- Vendor Websites
- Benefit Costs
- Health Care and Dependent Care Flexible Spending Accounts
- Staff Tuition Reimbursement Program
- Tuition Remission
- Commuter Benefit Program
- Employee Assistance Program
- MetLaw Legal Plan
- MetLife Auto and Home Group Insurance Program
- Long-Term Care Insurance
- Forms
- Benefits Q & A
- Benefits Contact List
- Forms
Medical Plans
The University recognizes that employees have different needs. Therefore, eligible employees may choose among several plans.
The University offers health coverage under two health plan designs:
Exclusive Provider Organizations (HMO/EPO)
Health benefits under this type of plan design provide coverage for preventive care and authorized medical treatment. You will be responsible for co-payments for visits and prescription drugs. You must use a participating physician to receive benefits under this plan design.
- Fallon Community Summary of Benefits 2008
- Harvard Pilgrim HMO Summary of Benefits 2008
- Tufts EPO Premium Health Plan Summary 2008
Point-of-Service Option (POS)
Health benefits under this type of plan design provide coverage for most preventive and authorized as well as unauthorized medical treatment, (based on how you access care). A POS plan functions as an EPO/HMO for In-Network benefits, plus has an Out-of-Network coverage that is subject to a deductible and co-insurance. This plan design allows you the freedom to see any physician you choose. At the time you need care, you choose whether to access benefits through a participating or non-participating physician.
