- Work at Tufts
- Employee Services
- eServe
- Administrative Resources
- Benefits
- Summary Plan Description
- Medical Plans
- Dental Plan
- Vision Plan
- Life Insurance Plans
- Long Term Disability Plan
- Retirement Savings Plans
- Retiree Medical Plan
- Vendor Websites
- Benefit Costs
- Health Care and Dependent Care Flexible Spending Accounts
- Staff Tuition Reimbursement Program
- Tuition Remission
- Commuter Benefit Program
- Employee Assistance Program
- MetLaw Legal Plan
- MetLife Auto and Home Group Insurance Program
- Long-Term Care Insurance
- Forms
- Benefits Q & A
- Benefits Contact List
- Forms
Long Term Disability Plan
This program, administered by MetLife, provides financial protection in an amount equal to 40% or 60% of your basic monthly earnings to a maximum monthly benefit of $10,000. Because you pay for your LTD benefits with “post-tax” dollars, benefits are “tax-free”.
- Benefits begin after 180 days of disability
- Benefit Duration: Please refer to the LTD Benefits table on page 29 of your Summary Plan Description for details
Please Note: A pre-existing condition limitation will apply during your first year on the plan or when you increase your coverage. If you receive treatment, consultation, care or services; took prescription medication or had medications prescribed or had symptoms or conditions that would cause a reasonably prudent person to seek diagnosis, care or treatment in the three (3) months before your insurance or any increase in the amount of insurance takes effect, MetLife will not cover you if you become disabled from a disability that results from such pre-existing condition for a period of twelve (12) consecutive months from the date your insurance or your increased amount takes effect. After the twelve (12) month waiting period, a pre-existing condition(s) would be covered per the standard MetLife Policy.
