RETIREE HEALTH PLAN OPTIONS
Tufts University offers you and your eligible dependents a choice of comprehensive health plan options upon retirement. This site is designed to provide you with information about these benefits and it allows you easy access to the variety of health plans and their websites.
AT LEAST THREE (3) MONTHS PRIOR TO RETIRING, WE RECOMMEND THAT YOU CONTACT THE HUMAN RESOURCES BENEFITS OFFICE TO SET UP AN APPOINTMENT TO DISCUSS YOUR ELIGIBILITY, RETIREE HEALTH PLAN CHOICES AND PREMIUMS.
The retiree health plan benefits available to eligible retirees and their eligible dependents are divided into two categories based on the retiring employee’s age.
Coverage Under Age 65
Retired employees who are under age 65 may elect, for themselves and their eligible dependents, health coverage that is the same health coverage they are enrolled in prior to retirement (although he/she may be eligible to change plans if he/she moves out of a plan’s service area or during Open Enrollment):
- Fallon Community Health Plan Select Care (HMO)
- Harvard Pilgrim (HMO)
- Tufts Health Plan (EPO)
- Tufts Health Plan (POS)
Once the retiree reaches age 65, the participant will be moved to an age 65 and over health plan. A representative of Crosby Benefits Systems, (Tufts University Retiree Health Plan third party Administrator) will contact participants to discuss these options.
Coverage at Age 65 and Over
Retired employees who are age 65 and over may elect, for themselves and their eligible dependents, any one of the health plans Tufts University offers to individual who are eligible for Medicare coverage:
- Blue Cross Blue Shield of Massachusetts Medex Silver Plan
- Fallon Senior Plan Premier
- Harvard Pilgrim HealthCare
- Tufts Health Plan Medicare Complement
- Tufts Health Plan Medicare Preferred HMO Prime
All eligible retirees must enroll in Medicare Part B coverage in order to enroll in a Tufts University sponsored post-retirement medical plan.
You can now apply for Social Security benefits (Medicare Part A and B coverage) online. Click on the icon below to begin.
Every effort has been made to describe the details of the Tufts University Retiree Health Plans accurately, completely and in easy-to-read language. If there is any question or discrepancy between this information and the plan’s legal documents, the latter will govern.
To help you achieve the highest degree of coverage in the event of any injury or illness, as well as allowing you to manage your health care expenses, the predefined terms and conditions of each retiree health plan must be followed. Remember that if these provisions are not followed as described, plan benefits may be reduced or denied.