When you retire, you and your dependents may be eligible to enroll in the Tufts University Retiree Health Plan.
You are eligible for the Tufts University Retiree Health Plan if:
Contact Tufts Support Services (TSS) at 617-627-7000 at least nine months before your scheduled retirement date to confirm eligibility and request retirement planning information.
To qualify for Medicare, you must have worked for at least ten years and have at least forty working credits on record with Social Security. You can find additional information about requirements on the Medicare website.
Medicare consists of two parts:
Via Benefits is a private Medicare exchange that Tufts University partners with to provide health coverage for retirees over the age of 65. You can use this resource for assistance in finding and enrolling in new individual Medicare supplemental health and prescription drug coverage to replace their current health coverage.
At the time of your retirement, EBPA, the university's COBRA vendor, will send you rates and enrollment information for continuing your health coverage under COBRA. If you have questions about choosing the right option for yourself and your family, or if you do not receive a COBRA notice within two weeks of your retirement date, call EBPA at 888-232-3203.
Note that if you enroll in COBRA, you forfeit the right for you and your dependents to enroll in Tufts University Retiree Health Plan in the future.
If you are under age 65 and eligible for Retiree Health coverage, you may enroll yourself and your eligible family members in any of the four options offered through the Tufts University Health Plan.
To enroll, complete the Retiree Health and Dental Enrollment Confirmation Form - Under 65 and submit it to tss@tufts.edu. Must enroll within 31 days of retirement.
If enrolled, coverage will start on your retirement date and you will be billed for your health coverage by EBPA, the university's third-party billing administrator. Once enrolled, Tufts Health Plan will issue new ID cards with retiree group information.
If you retire before age 65, you can opt out of the Retiree Health Plan. You will need to opt back in within 31 days of your 65th birthday to be eligible for supplemental insurance plans through Via Benefits. Contact a representative at Via Benefits at 844-353-0772 for assistance.
If you retire at age 65 or older, your current health insurance coverage, and coverage for your eligible dependents over age 65, will transition into individual Medicare Part A & B and an individual Medicare Health supplemental insurance plan through Via Benefits that will go into effective the 1st of the month. Once you have completed Medicare enrollment, contact Via Benefits to assess health plan options and enroll.
Before you can select a health plan through Via Benefits, you must enroll in Medicare Parts A and B:
If you meet the age and service requirement above and you were hired before January 1, 1994, you are eligible for a university contribution under the Retiree Health Plan. Each October, updated contribution amounts for the next calendar year will be available through ViaBenefits and EBPA, our retiree health plan administrators.
If you were hired on January 1, 1994 or after and you meet the age and service requirements, you are eligible to participate and will pay the entire cost for your health coverage.
If you are eligible for the university contribution and retire under age 65, you must enroll in a Tufts University health plan within 31 days of retirement in order to receive the contribution. If you retire before age 65 and opt out of the retiree health plan, you will need to opt back in within 31 days of your 65th birthday to qualify for the university contribution. You can opt back in by contacting Via Benefits.
Year | Annual Contribution | Monthly Contribution |
2019 | $1,885.56 | $157.13 |
2020 | $1923.24 | $160.27 |
If you are eligible for the university contribution and retire at age 65 or over, you must enroll in a health plan through Via Benefits within 31 days of your retirement in order to receive the contribution.
Year | Annual Contribution | Monthly Contribution |
2019 | $864 | $72 |
2020 | $888 | $74 |
To ensure a timely and streamlined transition of your health coverage, you must complete the enrollment process 31 days prior to your retirement. You may begin the Medicare enrollment as early as 90 days prior to your retirement.
For more information about eligibility and enrollment please review the Retiree Health Plan and the Retiree Health Reimbursement Plan documents.